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     1  ~ 2014 oct 03term life insurance forumsBogleheads • View topic - Who is your term - life insurance provider?What else to look at when choosing a term - life provider? ..... if you post over at insurance agent forum then last time they discussed it there the ... Term life vs Whole life 29 postsMay 6, 2014At what age to drop term life insurance ?15 postsFeb 4, 2014USAA for term life insurance ?18 postsJan 23, 2014 Term Life Insurance Quote - Expensive?25 postsJun 18, 2013
     1  ~ 2014 sep 27dem and dgsBogleheads • View topic - DGS (EM Small Div) now 5 star at M*I looked at the 2 WisdomTree EM offerings ( DEM and DGS ) recently as potential candidates for EMV exposure. The immediately glaring thing I ... VWO versus DGS 10 posts21 Dec 2010Question for Swedroe: DEM or DFEVX for a ... 15 posts9 Jul 2009
     1  ~ 2014 sep 18fees for trustee of ilitBogleheads • View topic - Seeking corporate trustee 4 irrevocable If they were to do so, a flat fee of $2500 annually will be charged in addition to ... What is a reasonable price to pay for trustee services for ILITs ?
     1  ~ 2014 sep 17bogleheadsBogleheads Investing Advice and InfoBogleheads .org - Investing advice inspired by Jack Bogle
     1  ~ 2014 sep 17bogleheads forumForum - BogleheadsLocal Chapters, Wiki, and general Bogleheads community discussion, news,
     1  ~ 2014 sep 16how to compare two cashflowsComparing investments - BogleheadsThis example has 2 cash flows . It could either be drawn in a single diagram or as two separate cash flows - one for the periodic ... ‎Present value - ‎How to compare investments - ‎Comparing interest rates
     1  +5 2014 sep 10most recent151Bogleheads • View topic - Buy on the Dips ?That is, the drop would become the 4th biggest drop for the ETF in the most recent 151 days (including the RBD) and would be more than 2.5%.
     1  ~ 2014 sep 10aneft und fessBogleheads • View topic - EFT FundsAnd if held at Vanguard, there are no fees for buying or selling either. This makes the difference
     1  +1 2014 sep 09portal with sister sitesPortal :Main Page/ Sister sites - BogleheadsPortal :Main Page/ Sister sites . From Bogleheads. Jump to: navigation, search. List affiliated web sites here. ... Wisdom Forum. Sister sites  ...
     1  ~ 2014 aug 22gtm turbo tax helpBogleheads • View topic - Turbo Tax for Nanny TaxesGTM provides a "End of Year Tax filing service" for a fee. ... what folks experience has been and does Turbo Tax provide enough support (at the ...
     1  ~ 2014 aug 15how to compare investmentsComparing investments shows how to compare the past performance of two investments. Solutions are provided to allow the reader to ... ‎Present value - ‎How to compare investments - ‎Comparing interest rates
     1  +1 2014 aug 11ing tiaa crefBogleheads • View topic - TIAA - Cref vs ING vs Valic ???In the plan I'm in, TIAA - CREF was forced to double its expenses, while ING and Valic were forced to halve their expenses (long story). Although ...
     1  +1 2014 jul 29backdoor roth iraBackdoor Roth IRA - BogleheadsA Backdoor Roth IRA is a technique for contributing to a Roth IRA when your income exceeds the contribution limit. There is no income limit on ... ‎Viewtopic.php?p=914459 - ‎Roth IRA conversion - ‎Traditional IRA
     1  +10 2014 jul 20day trading view topicBogleheads • View topic - Portfolio help: Day trader doctor trying I am a part-time day trader , mostly trading AAPL and AAPL options. Last week, I held 1350 shares of AAPL when they were worth $650/share, ... NYT Editorial: Hidden Cost of Trading Stocks5 postsJun 23, 2014Do you see profit or ponzi?50 postsJun 18, 2014Investors day trading within 401(k)s, IRAs.50 postsJul 9, 2012Jack Bogle: Day trading ETFs, are you nuts?11 postsMar 24, 2012
     2  +3 2014 sep 28review fidelity managed fundsBogleheads • View topic - Fidelity Portfolio Advisory ServiceIf you do let Fidelity manage your money , let us know what they .... A friend, very recently, asked me to review his retirement portfolio. Fidelity  ...
     2  +2 2014 sep 20personal finance forumBogleheads • View forum - Personal Finance (Not Investing)Non-investing personal finance issues including insurance, credit, real estate, taxes, employment and legal ... Personal Finance Forum Posting Guidelines
     2  ~ 2014 sep 16nt daily tips indexBogleheads • View topic - Portfolio Review and a Plethora of +VHDYX – 8.0% – Vanguard High Dividend Yield Index +VGTSX ... +NAESX – 8.9% – Vanguard Small-Cap Index ... NT DAILY TIPS INDEX 401k selections18 posts21 Aug 2013Recordkeeping fee in 401k7 posts14 Aug 2013
     2  +2 2014 sep 11personal finance forums
     2  +2 2014 sep 10can't install flash player 11Bogleheads • View topic - Can't install Adobe Flash PlayerI've tried several times to install Adobe Flash Player . ... This must be something in IE 11 that corrupts the registry key and can't be corrected.
     2  ~ 2014 sep 09mypersonalindexBogleheads • View topic - My Personal Index - Now a Standalone Welcome to My Personal Index . This free software allows you to create personal indexes which can be used to track performance, perform ...
     2  ~ 2014 sep 07gsra tiaa crefBogleheads • View topic - TIAA - CREF help - RA v GSRAGroup Supplemental Retirement Annuity ( GSRA ). I have no idea what the differences between the two are - the TIAA - CREF page on it says ...
     2  -1 2014 sep 05customer oriented emailsBogleheads • View topic - How to write professional customer Here is the best web site I've found that helps folks write professional e- mails : http ://j-walk.com/other/conf/ Also read "How to Win Friends and ...
     2  +1 2014 aug 25tax managed accountTax - managed fund comparison - BogleheadsVanguard Tax - Managed Small-Cap Fund and Vanguard Tax - Managed Capital Appreciation Fund are worth holding if your taxable account  ...
     2  -1 2014 aug 24fraud management view topicBogleheads • View topic - Fidelity fraudFidelity have been accused of charging active management fees whilst putting investors' money into an index fund; and then firing the people ...
     2  +3 2014 aug 23vanguard asset management servicesVanguard Personal Advisor Services Manages Your Accounts At An If you want your accounts managed consistently by Vanguard, you had the option of Vanguard Asset Management Services but only if you have ...
     2  ~ 2014 aug 22tax efficient investingPrinciples of tax - efficient fund placement - BogleheadsAll investors must pay their fair share of taxes . Investors should also know that the tax code recognizes different sources of investment income ... ‎Qualified dividend - ‎Tax loss harvesting - ‎Talk:Principles of tax-efficient ...
     2  -1 2014 aug 20trend micro vs nortonBogleheads • View topic - Norton Internet Security vs Trend Micro I've had commercial licenses for McAfee, Norton , and Trend Micro . Avast is still my favorite, and it's actually caught things the others didn't while ...
     2  ~ 2014 aug 20herman miller chair alternativeBogleheads • View topic - Office Chair : Inexpensive Herman Miller An Aeron chair would be ideal, but I don't want to spend $800 for an office chair . Can anyone recommend an inexpensive alternative ? Thanks.
     2  ~ 2014 aug 18renew economist with milesBogleheads • View topic - anyone here subscribe to The Economist I've been using airline miles to renew my Economist subscription. It's the best deal for miles you can get. Only 3200 miles for a year subscription ...
     2  +1 2014 aug 16small balance creditBogleheads • View topic - Discover Card " Small balance credit " trickFor the past year or so, I've been getting a free small lunch at work, paid ... receive a " small balance credit " on your statement and owe nothing.
     2  ~ 2014 aug 16vanguard simple iraSIMPLE IRA - BogleheadsThe SIMPLE (Savings Incentive Match Plan for Employees) IRA was .... Vanguard's SIMPLE IRA imposes a five fund maximum limit. Using a ...
     2  +7 2014 aug 15dish network junk mailBogleheads • View topic - Stopping Junk MailI get tons of junk mail from Dish Network , Time Warner Cable, AT&T and State Farm. I've asked all of them to remove me from my mailing list, ...
     2  ~ 2014 aug 10tax loss harvestingTax loss harvesting - BogleheadsUsing tax loss harvesting to offset capital gains doesn't actually eliminate the capital gains taxes you would have paid. Instead, it defers those ... ‎Overview - ‎How it works - ‎What if the tax rates go up in ...
     2  ~ 2014 aug 06geico decrease miles drivenBogleheads • View topic - Miles Driven and Car InsuranceI've been with GEICO for roughly 40 years, and my recent paperwork ... I think it is based on the categories of total miles driven as well as ... you can sometimes " adjust" the split of vehicles to get into a lower price "bracket". Car insurance for public transit users9 posts28 Jan 2014Auto Insurance for Seniors16 posts19 Apr 2013
     2  ~ 2014 aug 04dan wiener vanguardBogleheads • View topic - Dan Wiener's Vanguard NewsletterPost by Panzer2AD » Sat Oct 06, 2012 9:51 pm. Does anyone out there subscribe to Dan Wiener's Vanguard Independant Advisor newsletter? If so, is his  
     2  +1 2014 aug 02outback vs crvBogleheads • View topic - Honda CRV or Subaru Outback ?We've narrowed it down to the 2013 Honda CRV (2WD or AWD? which?) and the 2014 Subaru Outback . We think either of these cars would be ...
     2  +2 2014 aug 01professor discount economistBogleheads • View topic - The Economist Magazine: Subscription RenewalI renew with the educator discount (it's for students or faculty )..it's $77 per ... For example, magazines.com lists The Economist subscription as ...
     2  ~ 2014 aug 01investment tracking spreadsheetUsing a spreadsheet to maintain a portfolio - BogleheadsSpreadsheets by forum member swimirvine determine your asset allocation in a colorful way using ... ‎Asset allocation - ‎Tax lot tracking - ‎Performance tracking - ‎Online resources
     2  +1 2014 jul 31edward jones feesBogleheads • View topic - Edward Jones or fee -based advisor?I currently invest with Edward Jones . I've met with fee -based advisors in the past. When I tell them I invest with EJ, they chuckle and ask how my 
     2  ~ 2014 jul 31us tax efficient locationsWhat was a logical tax location one year may turn out to be a poor choice ..... Thus, in the table, the foreign funds are more tax - efficient than US  ...
     2  +1 2014 jul 31tax managed fundsVanguard offers three mutual funds which are explicitly tax - managed . However, index funds and exchange-traded funds (ETFs) are inherently ... ‎General recommendations - ‎Comparisons - ‎Tax-Managed Small-Cap - ‎References
     2  +1 2014 jul 27morningstar subscription discountBogleheads • View topic - Know of a Morningstar Premium membership I'd consider getting a Morningstar Premium membership as I'd like to use some of their tools that require a Premium membership ...but don't ...
     2  ~ 2014 jul 22terhorsts house in argentinaBogleheads • View topic - Paul and Vicki TerhorstA long time ago, I read Paul Terhorst's book "Cashing In On the ... with 500 grand and now has around a million, also a house in Argentina .
     2  ~ 2014 jul 18vanguard annuity accessVanguard Annuity Access - BogleheadsVanguard announced the creation of a new annuity service, termed Vanguard Annuity Access , on October 13, 2010. The service is made ...
     3  +5 2014 oct 04sams auto buying clubBogleheads • View topic - Sams Club auto buying serviceI didn't use Sams Club , but I did use Costco's and had a very good experience. But I found the best deal using Overstock.com. Go to that ...
     3  ~ 2014 oct 03sams auto batteriesBogleheads • View topic - Go to Sam's Club for car battery !Well I went to Sam's a number of years ago and got a lemon, then I had them install a new one 30 days later and got another lemon.
     3  ~ 2014 sep 30sams auto batteries costIt's about half the price of the dealer and other places. Triple digit golfer ... Before they do the test, they may remove the battery from the vehicle .
     3  +2 2014 sep 27fidelity managed income portfolio iiBogleheads • View topic - Managed Income PortfolioI met with a financial planner a few weeks ago and he recommended that I add two funds to my 401k - a " Managed Income Portfolio " ( Fidelity  ...
     3  +6 2014 sep 18finance forumPersonal Finance Forum Posting Guidelines by Alex Frakt » Sun Mar 04, 2007 3: 56 pm: 0 Replies: 22232 Views: Last post by Alex Frakt Sun Mar 04, 2007 3:56 ...
     3  +2 2014 sep 02ally demand notesBogleheads • View topic - Ally Demand Notes - "is it safe"?b) should we add to our holdings in Vanguard's Calif Limited term Taxfree fund ( current yield 1.06%) rather than add to our Ally demand notes ?
     3  ~ 2014 aug 30asset allocation by ageAsset allocation - BogleheadsAsset allocation is one of the most important decisions that investors can ... John Bogle recommends "roughly your age in bonds"; for instance, ...
     3  +3 2014 aug 29interior french drain costBogleheads • View topic - Would installing a French Drain They are very costly , but maybe more people would be attracted to a ... A interior french drain will relieve the hydrostatic pressure by letting in ...
     3  ~ 2014 aug 26vanguard medallion signatureBogleheads • View topic - Medallion signature guaranteeVanguard requires a signiture guarantee if you want to do electronic
     3  +9 2014 aug 24tax saving index fund2.2 Step 2: Place your least tax efficient funds first; 2.3 Step 3:
     3  ~ 2014 aug 23hartwick college trustBogleheads • View topic - Hartwick College's 1000 year trustThe article discusses various long-term trusts in the past and the legal battles they've often faced.
     3  ~ 2014 aug 17td ameritrade hsaHealth savings account - BogleheadsA Health savings account ( HSA ) is a special account which is used in ..... HSA Bank has a TD Ameritrade brokerage option which offers ...
     3  ~ 2014 aug 11hunter douglas cheaper brandBogleheads • View topic - Window Blinds - Bali, Levolor, Hunter In terms of brands , I want something that will not have a cheap , rickety ... promote Hunter Douglas , which appears to be the "premium" brand .
     3  -1 2014 jul 30variable annuity managed accountBogleheads • View topic - Variable annuities & managed accountsMy retirement accounts include a variable annuity and a managed account . After reading John Bogle and the Bogelheads, I feel I'm paying too ...
     3  ~ 2014 jul 28cref stock fundBogleheads • View topic - CREF StockThis thread is for general discussion about the CREF Stock fund . I know several people here have accounts with TIAA-CREF, usually through 
     3  +2 2014 jul 27tradeking transfer moneyBogleheads • View topic - $6k in tradeking . what to do with it.Tradeking was very good about the transfer , but if i recall there was a $50 fee. So: I recommend you transfer /move/withdraw the money from ...
     3  ~ 2014 jul 27flexible retirement plannerRetirement calculators and spending - BogleheadsIn Flexible or Conservative mode the Flexible Retirement Planner allows spending to fall in a user adjustable range above and below the real ...
     3  +6 2014 jul 24what rhymes with insuremytripBogleheads • View topic - Do you buy travel insurance (protection)?Have you priced out different plans on www. insuremytrip .com. Last year we paid $83 for ... Rhymes With Orange | Rich. 1530jesup: Posts: 833 ...
     3  ~ 2014 jul 22coffee house portfolioLazy portfolios - BogleheadsThis simple 7-fund portfolio was made popular by Bill Schultheis' book The ... ‎Two fund portfolio - ‎Three fund lazy portfolios - ‎Core four portfolios
     3  -1 2014 jul 19dividend weighted etfDividend weighted indices - BogleheadsDividend weighted indices are calculated by a number of familiar ... Tree creates its own proprietary dividend indices for its dividend ETFs . ‎History - ‎Characteristics - ‎Performance - ‎Investment options
     4  +1 2014 oct 04ussa free checkingBogleheads • View topic - USAA Members: How does ATM fee I used my USAA debit card to withdrawn from an ATM for the first time ... I noticed the "rave reviews" on the USAA free checking account and ...
     4  +3 2014 sep 252011 craigslist softwareBogleheads • View topic - Buying software off of Craigslistby Corporate Orphan » Tue Nov 15, 2011 3:12 pm. Anyone ... We noticed last night that Craigslist has software packages listed at reasonable prices so we were ...
     4  ~ 2014 sep 18g fundG Fund - BogleheadsThe G Fund (Government Securities Investment Fund) is one of six investment offerings inside the Thrift Savings Plan, a contributory retirement ...
     4  +97 2014 sep 05bride photo high resolutionBogleheads • View topic - wedding photos and hi-res digital imagesBut mainly, I just want copies of photos from my own wedding ! ..... Either way, with the flash drives and the high resolution pictures we were able ...
     4  -1 2014 sep 03garrett gunderson lawsuitBogleheads • View topic - Bogleheads Guide To Investing QuotedGarrett Gunderson's blog wrote: In previous posts and during the last ... There also appears to be a fraud lawsuit pending, but I couldn't find any ...
     4  -1 2014 sep 03vanguard sep ira rolloverBogleheads • View topic - Vanguard - Rollover IRA to SEP IRA The Rollover IRA as well as the Roth (another one I have with Vanguard ) are both limited to 5K a year. But if I make a SEP IRA I get to put up to ...
     4  ~ 2014 sep 02vanguard target retirementVanguard target retirement funds - BogleheadsThe Vanguard target retirement funds are lifecycle offerings, providing investors with a variety of highly diversified all-in-one portfolios.
     4  +10 2014 sep 01annoyed about car dentBogleheads • View topic - What if your careless neighbors dent and I bought a new car over a year ago and have taken very good care of it. ... They are not very big dents and scratches, but they really annoy me ...
     4  ~ 2014 aug 30vanguard target funds
     4  +3 2014 aug 29scottrade signature pageBogleheads • View topic - Roth Scottrade to VanguardHere's the fees and minimums page of the Star fund. ... witness my signature on the transfer form (required by Scottrade , not VG) - which my ...
     4  -1 2014 aug 29inherited roth ira rulesInheriting a Roth IRA - BogleheadsNot naming a beneficiary or naming the estate as beneficiary of a Roth will subject the ...
     4  -1 2014 aug 28california hsa tax rulesBogleheads • View topic - HSAs in CaliforniaEven with the CA state tax thing, HSA's still can make sense. You only get ..... Again, the same rule applies to other tax situations. NJ does not ...
     4  +2 2014 aug 17bob brinker mutual fundBogleheads • View topic - Bob BrinkerHello! Does anyone have an opinion on the Bob Brinker investment letters? He has these model portfolios that are made up of mutual funds  ...
     4  +1 2014 aug 16investment policy statementInvestment policy statement - BogleheadsAn Investment policy statement ( IPS ) is a statement that defines general investment goals and objectives. It describes the strategies that will be ...
     4  ~ 2014 aug 15flexable java retirement plannerFlexible Retirement Planner , Web, MC, Det, STot, DTot, X, X, X, X .... Runs as a Java application from a web browser or a stand-alone applet ...
     4  ~ 2014 aug 15thrivent mutual fundsBogleheads • View topic - Thrivent Financial for Lutherans?When I looked up Thrivent's prospectus on the net, they looked very expensive, with up to a 5% load, and 1.26% per annum mutual fund  ...
     4  -1 2014 aug 14ama life insuranceBogleheads • View topic - AMA Life & Disability InsuranceIs AMA life and Disability Insurance cheaper than private insurance ... It's fairly easy to compare life insurance because one is either dead or ...
     4  -2 2014 aug 12regular account frequent tradeBogleheads • View topic - Vanguard frequent - trading policy This fund has a frequent - trading policy designed to protect the ... it in my regular taxable account , or will the frequent trading policy affect me?
     4  +2 2014 aug 06genworth payment problemsBogleheads • View topic - Older couple being swindled w/ Genworth other than it guarantees a certain payment per month for life, ... The bigger problem is your family members have put away very little for ... Problems collecting $$ from Genworth LTC9 postsNov 6, 2012 Genworth Long Term Care17 postsJul 3, 2012
     4  +2 2014 aug 05etrade retirement calculatorBogleheads • View topic - Retirement CalculatorsAny suggestions for a compreshensive retirement calculating website? ... one from e-Trade : https://us. etrade .com/e/t/plan/ retirement /quickplan
     4  +8 2014 aug 05edmonds blue bookBogleheads • View topic - Used car price guides - Edmunds , NADA My understanding is that Kelly Blue Book (KBB) uses front row (best cars) ... Edmunds uses actual sale prices from county registration records.
     4  +4 2014 aug 01msci world equity indexStock market indexing - Bogleheads3.5 US sector; 3.6 International and global .... MSCI , Dow Jones, and Morningstar also created broad based total market indexes in the first decade of the twenty first .... Equity Index Methodology for Major U.S. Index Providers ...
     4  ~ 2014 jul 28tiaa cref lifecycleBogleheads • View topic - TIAA - CREF Lifecycle funds, Thoughts?A friend asked for advice, who has an option between the TIAA - CREF Lifecycle funds and a handful (five) Vanguard index mututal funds. 403b Funds - Principal vs. TIAA - CREF 6 posts23 May 2013Rollover Question: Vanguard index IRA vs ... 23 posts31 May 2011Meeting w/ TIAA - CREF tomorrow31 posts18 Apr 2011 TIAA - CREF Lifecycle 2040 vs Fidelity ... 19 posts22 Feb 2008
     4  -1 2014 jul 28ing direct achBogleheads • View topic - Recommendation for Bank Account with I have a regular bank account and they don't charge me for ACH .
     4  +2 2014 jul 27allianz high fiveBogleheads • View topic - '1035 exchange' vs. cash out a deferred Hi bogleheads, so glad I found this site. Here's my situation: The BAD-- I placed $40,000 in Allianz High Five deferred variable annuity in Nov, ...
     4  +1 2014 jul 26ibm stable value fundBogleheads • View topic - Is Stable Value Fund safe?I have a chunk of my 401K in Stable Value Fund and am wondering how safe ... Managed by IBM Retirement Fund and underlying managers.
     4  ~ 2014 jul 25your money ratiosBogleheads • View topic - Your Money Ratios : 8 Simple Tools for " Your Money Ratios " was one of the first that I read on this binge. I'd say the book is a decent read for a novice, but too basic for most ...
     4  +2 2014 jul 23darien rowayton bankBogleheads • View topic - Student Loan Refinance through Darien Through reading a few recent threads on here (referenced below) I've recently learned about refinance options at Darien Rowayton Bank .
     4  -1 2014 jul 22rjl wealth management reviewsBuckets of Money - BogleheadsIn response to these charges, the book review has been replaced with a ... He operates an advisory service, RJL Wealth Management , which counsels and ...
     4  +2 2014 jul 22open ally business accountBogleheads • View topic - Ally Bank just cancelled my checking This only applies to business checking accounts , not business savings accounts . I am sure Ally would be happy to open a new checking ...
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